Water Damage: What You Need to Know
Causes and Types of Water Damage
Water damage can be caused by various factors, including:
- Weather-related events: Heavy rain, hurricanes, floods, and hail can all lead to water damage.
- Plumbing failures: Leaking pipes, broken water heaters, and faulty fixtures can contribute to water damage.
- Appliance malfunctions: Broken dishwashers, washing machines, or refrigerators can also cause water damage.
- Roof leaks: Damaged or missing shingles, clogged gutters, or cracks in the roof can all result in water damage.
Water damage can manifest in various forms:
- Flooding: This refers to the accumulation of water on the ground or in a building.
- Seeping: Water may seep into a property through cracks or holes in the foundation, walls, or roof.
- Condensation: Moisture in the air can condense on surfaces within a building, leading to water damage.
What is the Legal Definition of Water Damage?
The legal definition of water damage varies by jurisdiction, but generally refers to damage caused by water that:
- Enters a property from an outside source
- Is not caused by a flood or other natural disaster
- Results in damage to the property or its contents
Determining the legal responsibility for water damage can be complex and depends on a number of factors, such as the source of the water, whether it was reasonably foreseeable, and any applicable insurance policies.